Tips and tricks to find a valuable bank offering 0% Interest Credit Cards

1.       Three things you should look for in a 0% Interest Credit Cards are Duration of interest free period, Balance Transfer facility (from and to) and Lifetime offer

2.       Call up the Customer Care of various banks. Clarify all the questions you have related to 0% Interest Credit Card Schemes being offered.

3.       Ask them to send a representative to your place if required to understand their offer completely.

4.       Ask your friends, relatives or colleagues about their comfort level using their 0% Interest Credit Cards.

5.       Check for the Internet Banking services provided by the bank.

6.       Check for the Payment modes and services (Check Drop Box) offered by the bank.

7.       Look for 0% Interest Credit Cards that offer you EMI facility where you can break down a payment into monthly installments at low interest rates.

8.       Keep a check on the Interest rates applied when the duration of the interest free period expires.

9.       Keep a check on the Interest rate for penalties.